:root{--blue:#0b4774;--blue2:#123f63;--ink:#202830;--muted:#65717b;--line:#dce2e7;--soft:#f4f6f8;--white:#fff;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.wrap{max-width:var(--max);margin:auto;padding:0 24px}
.topbar{background:#f4f6f8;color:#53606a;font-size:14px}.topbar .wrap{display:flex;justify-content:space-between;gap:20px;padding-top:8px;padding-bottom:8px}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.head{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:14px 24px}.logo{width:260px;max-width:46vw;height:auto}
nav{display:flex;gap:23px;align-items:center;flex-wrap:wrap;justify-content:flex-end}nav a{font-size:15px;color:#26323b;font-weight:600}.active{color:var(--blue)!important}
.hero{background:linear-gradient(120deg,#eef3f6 0%,#fff 62%);padding:72px 0 68px;border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:58px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.14em;color:var(--blue);font-weight:700;font-size:13px}
h1{font-size:52px;line-height:1.06;margin:12px 0 20px;color:#1d2a34;letter-spacing:-.025em}h2{font-size:34px;line-height:1.15;margin:0 0 18px;color:#22313c}h3{margin:0 0 9px;font-size:21px;color:#24343f}
.lead{font-size:20px;color:#56636d;max-width:760px}.hero-card{background:#fff;border:1px solid var(--line);border-radius:6px;padding:30px;box-shadow:0 18px 50px rgba(20,45,65,.08)}
.btns{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-block;padding:12px 19px;border-radius:3px;font-weight:700}.btn-primary{background:var(--blue);color:#fff}.btn-secondary{border:1px solid #aeb9c1;color:#26343e;background:#fff}
section{padding:70px 0}.soft{background:var(--soft)}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:26px}.card{background:#fff;border:1px solid var(--line);padding:27px;border-radius:5px}.card p{margin-bottom:0;color:#5e6b75}
.kicker{font-size:18px;color:#5b6872;max-width:820px}.check{padding-left:20px}.check li{margin:7px 0}.band{background:#173b56;color:#fff}.band h2,.band h3{color:#fff}.band p{color:#dce6ec}
.pagehead{padding:54px 0;background:#f3f6f8;border-bottom:1px solid var(--line)}.pagehead h1{font-size:43px;margin-bottom:12px}
.contactbox{display:grid;grid-template-columns:1fr 1fr;gap:40px}.details{font-size:17px}.details strong{display:inline-block;min-width:95px}
.notice{border-left:4px solid var(--blue);padding:14px 18px;background:#f5f8fa;color:#53616b}
footer{background:#18242d;color:#cbd4da;padding:42px 0 24px}footer a{color:#fff}.foot{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px}.footlogo{width:250px;filter:none;background:#fff;padding:8px;border-radius:3px}.legal{border-top:1px solid #3b4852;margin-top:28px;padding-top:18px;font-size:13px;color:#9eabb4}
@media(max-width:850px){.topbar .wrap{display:block}.head{display:block}.logo{width:250px;max-width:90%;margin-bottom:14px}nav{justify-content:flex-start;gap:13px 18px}.hero-grid,.grid3,.grid2,.contactbox,.foot{grid-template-columns:1fr}h1{font-size:40px}.hero{padding:48px 0}section{padding:52px 0}}